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  • 105 Stephen Road

105 Stephen Road, Aptos, CA 95003

$1,395,000 Approx. USD 4 beds, 4 baths
2,532 sqft

Reduced by $200,000 on 9/29/2026
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Photo of Lisa Cooper

Lisa Cooper REALTOR® - Sales Associate 949-300-1236 m
Lic#: 01084345
NRDS ID: 205500994
lisa@lisacooper.com Text Me
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Lic#: 01084345
NRDS ID: 205500994
lisa@lisacooper.com Monarch Beach Office
2 Ritz Carlton Drive, Ste, 201
Monarch Beach, CA 92629
Phone: 949-443-2000
Fax: 949-443-2209
 Monarch Beach 2 Ritz Carlton Drive, Ste, 201
Monarch Beach, CA 92629
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Fax: 949-443-2209
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Listing Agent


Mario Desantis | mario@desantisrealty.com
Lic#: 02119587
Broker: Courtesy of Coldwell Banker Realty
Phone: 831-291-0511

Agent Remarks

Timeless Spanish Charm in the Heart of Rio del Mar Beach. A rare opportunity to own one of the original Spanish-style fourplexes in sought-after Rio del Mar Beach. Built in 1932, this property reflects the architectural heritage of California's coastal communities while offering the stability of an exceptional investment. Situated on a single parcel moments from the sand, the fourplex features four one-bedroom, one-bath units a desirable mix that attracts tenants and strong rental demand in one of Santa Cruz's most coveted beachside neighborhoods. Units are separately metered. Recent improvements include a remodeled kitchen in Unit 1 and new paint and flooring in Unit 4. Residents enjoy an effortless coastal lifestyle steps from the beach, with Cabrillo College minutes away, Nisene Marks nearby for hiking and biking, and the shops and charm of Aptos Village close at hand. With multifamily development extremely limited and coastal properties increasingly hard to acquire, opportunities like this are rare historic architecture, a prime location, and lasting appreciation in one legacy asset. Ideal for expanding a portfolio, completing a 1031 exchange, or securing a trophy coastal asset this iconic fourplex is a true opportunity to own a piece of Santa Cruz County history.

Listing Details

Property type: (Single Family)
Status: Active
MLS# ML82055373
List price is $1,395,000 Reduced by $200,000 on 9/29/2026
Price: $1,395,000
Beds: 4
Baths: 4 (4 full)
Built in 1932
2,532 sqft
0.04 acres
Lot size: 0.0420
County: Santa Cruz
Zoning: RM-3
MLS area: 699 - Not Defined

Last Updated: 10/5/2026

 Days On Market (DOM): 75

 Find more Aptos homes and real estate

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This listing belongs to the 699 - Not Defined MLS area

Lat/Long: 36.970674, -121.905372.
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Source: CRM. Also Available in ML82053454,

DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your financial and/or tax advisor. GET PRE-APPROVED The loan's interest rate will depend upon the specific characteristics of the loan transaction and credit profile up to the time of closing.

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Photo of Lisa Cooper

Lisa Cooper REALTOR® - Sales Associate 949-300-1236 m
Lic#: 01084345
NRDS ID: 205500994
lisa@lisacooper.com Text Me
Call My Cell
Lic#: 01084345
NRDS ID: 205500994
lisa@lisacooper.com
Monarch Beach Office
2 Ritz Carlton Drive, Ste, 201
Monarch Beach, CA 92629
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